With the
right advice,
a windfall can transform your financial future

Receiving a significant sum of money can feel both exciting and overwhelming. Whether it comes from an inheritance, redundancy payout, legal settlement or the sale of a business, managing sudden wealth requires care, clarity, and a well-thought-out plan.

At AAA Private Wealth Advisors, we specialise in helping individuals and families navigate these moments with confidence.

Short-term spending risk 70% of people spend or lose a windfall within five years without proper planning.
Inheritance outlook 33% of Australians are expected to receive an inheritance in their lifetime.
Lack of planning 60% of Australians receiving a windfall don’t seek professional financial advice.
Regret factor 58% of windfall recipients later regret how they handled the money.
Generational opportunity 65% of intergenerational wealth transfers happen without a formal plan.

Understanding the impact

It’s More Than Just the Money — It’s Your Future

Sudden wealth can transform your financial position overnight. But without the right guidance, it can also bring complexity, confusion, and unintended consequences. From navigating tax implications to understanding how best to preserve and grow your wealth, the decisions can quickly become overwhelming — particularly after the loss of a loved one or a major life change.

We help you pause, reflect, and make informed decisions with clarity and confidence. From understanding the tax implications of your windfall to assessing new financial opportunities, our team provides the guidance you need at every step. We take the time to understand your situation, helping you avoid common pitfalls, reduce unnecessary stress, staying focused on what truly matters.

You don’t need to make every decision straight away. The key is to seek advice early and approach your windfall with a clear head and a steady plan.
Talk to an adviser

How we help

Protect and grow for the long term

At AAA Private Wealth Advisors, we provide practical, personalised advice to help you manage a windfall in line with your financial and lifestyle goals. We’ll work with you to understand your new position, assess your options, and put a strategy in place that gives you peace of mind.

What to expect

  • Initial advice
  • Investment strategy
  • Structuring advice
  • Ongoing support

Learn more about your options

Your next step depends on your goals – we’re here to guide you through them.

Our support continues well beyond the initial windfall moment. Depending on your circumstances, you might also want to explore:

In our experts words

Driving results
through
expert-led
strategies

Find out more

Receiving a financial windfall can be life-changing, but it also comes with important decisions. Our role is to help you navigate the opportunities and responsibilities that come with sudden wealth, ensuring your financial future is protected and aligned with your long-term goals. With thoughtful planning and clear advice, we help you make the most of every opportunity.

Emily Nash Associate Adviser

What our clients say

When I inherited a substantial estate from my parents, I didn’t know where to begin. AAA Private Wealth Advisors gave me space to process everything, then helped me build a clear plan.
Client satisfaction survey Manage a windfall

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