Terms and conditions
Compliance and legal
The Legal Framework That
Governs Your Use of Our Services
These terms explain your rights and obligations when dealing with us—please read them carefully before using our website or engaging our services.
Introduction
Clarity, Consistency and Client Confidence
At AAA Private Wealth Advisors, we take pride in delivering trustworthy financial advice, investment management and support services. To maintain a clear and consistent relationship with you, it’s important that we establish the legal foundation for how our services are accessed and used.
These Terms & Conditions apply to your use of our website, digital platforms, and any related services or communications we provide. They are designed to protect your interests, outline our responsibilities, and ensure that we operate in a compliant, transparent and professional manner.
Definitions and Scope
Who and What These Terms Apply To
In these Terms & Conditions:
- “We”, “our”, or “us” refers to AAA Private Wealth Advisors and its authorised representatives.
- “You” or “your” refers to any individual or organisation accessing our website or using our services.
- “Services” refers to the wealth management, investment, advisory or support services we provide.
These terms apply to:
- Use of our website and client portal
- Receipt of any publications, email communications or downloadable content
- Any interaction with our staff, systems or services unless otherwise governed by a signed agreement or service contract
Separate agreements (such as investment mandates or client agreements) may override or supplement these terms.
General Use of Our Website
Responsible Use and User Conduct
You agree to use our website and client portal in a lawful, respectful and secure manner. You must not:
- Attempt to gain unauthorised access to any system or data
- Upload or transmit malicious code or harmful material
- Impersonate another individual or misrepresent your affiliation
- Interfere with the functionality, availability or performance of the site
We reserve the right to restrict access, suspend accounts, or take legal action where misuse or breach of these terms is detected.
Intellectual Property and Content Ownership
Respecting Our Brand, Materials and Tools
All intellectual property rights in the content, design, branding, tools and layout of our website remain the exclusive property of AAA Private Wealth Advisors or our licensors. This includes:
- Logos, graphics and text
- Financial tools, calculators or publications
- Downloadable reports or guides
- Software systems and digital infrastructure
You may not reproduce, adapt, distribute or use any content for commercial purposes without our express written consent. You may print or download content for personal, non-commercial use only.
No Advice or Offer
General Information Only—Not a Recommendation
Unless specifically stated, the material published on our site is for general information only. It does not constitute financial, legal, taxation or investment advice, nor does it represent an offer or solicitation to buy or sell any financial product or service.
You should always seek professional advice tailored to your specific circumstances before acting on any information provided.
Privacy and Data Protection
How We Handle Your Information
Your privacy matters to us. When you use our website, client portal or services, we may collect personal information in accordance with our Privacy Policy. This includes:
- Data you submit via forms, portals or communications
- Website usage statistics via cookies and analytics
- Identity verification and regulatory compliance checks
We take all reasonable steps to store and protect your information securely and ethically.
Security and Availability
Protecting You and Our Infrastructure
We take website security seriously and implement protective measures such as:
- SSL encryption for data in transit
- Multi-factor authentication for client logins
- Regular monitoring and testing for vulnerabilities
While we strive to provide continuous access, we do not guarantee uninterrupted or error-free functionality. Scheduled maintenance, technical issues or third-party disruptions may occasionally affect availability.
Limitation of Liability
Our Responsibility—And Your Acknowledgement
To the extent permitted by law, AAA Private Wealth Advisors is not liable for any loss or damage (direct or indirect) resulting from:
- Use of, or inability to access, our website or portal
- Reliance on any general information, tools or content provided
- Errors, omissions or inaccuracies in data
- Technical failures, cyber incidents or unauthorised access
Nothing in these terms excludes any consumer rights that cannot be lawfully excluded under the Australian Consumer Law.
Links to External Sites
Third-Party Resources Are Beyond Our Control
Our website may include links to third-party websites or resources. These are provided for your convenience only and do not signify endorsement. We are not responsible for the content, privacy practices, or availability of any external sites.
We encourage you to read the terms and privacy policies of any third-party site you choose to visit.
Changes to These Terms
We’ll Let You Know When Updates Occur
AAA Private Wealth Advisors may update these Terms & Conditions at any time to reflect changes in legislation, business practices or website functionality. The latest version will always be accessible via this page and will apply immediately upon publication.
We recommend checking this page periodically to remain aware of your rights and responsibilities.
Governing Law and Jurisdiction
We Operate Under Australian Law
These Terms & Conditions are governed by the laws of New South Wales, Australia. By using our site or services, you agree to submit to the jurisdiction of the Australian courts in the event of any dispute.
Our services are primarily intended for use by Australian residents unless otherwise stated.
Have Questions? We’re Here to Help
Let’s Keep Things Clear and Collaborative
If you have any concerns, questions or need further clarification about these Terms & Conditions, please don’t hesitate to reach out to our team. We’re happy to explain anything in plain English and ensure you feel informed and confident in your interactions with us.
Find us
AAA Private Wealth Advisors,
7/2 Mill Street,
Perth, Australia
© 2025 AAA Private Wealth Advisors PTY Ltd The information provided on this website is for general informational purposes only and does not constitute financial, legal, or taxation advice. While every effort is made to ensure the accuracy and timeliness of the content, AAA Private Wealth Advisors makes no representations or warranties, express or implied, regarding the completeness, reliability, or suitability of the information, products, services, or related materials contained on this website. Any reliance you place on such information is strictly at your own risk.
We strongly recommend that you seek independent professional advice tailored to your individual financial circumstances before making any investment or financial decisions. The content on this website may be subject to change without notice, and AAA Private Wealth Advisors accepts no liability for any loss or damage, including—without limitation—indirect or consequential loss, arising from the use of or reliance on the information provided.
The value of investments and any income derived from them can fluctuate, and investors may not recover the full amount initially invested. Past performance is not a reliable indicator of future results. All investments carry risk, and you should consider whether a particular investment is appropriate for your needs and financial situation.
AAA Private Wealth Advisors is a trading name of AAA Private Wealth Advisors PTY Ltd, which is incorporated in Australia and holds Australian Business Number (ABN) 19 121 081 810. We are authorised and regulated by the Australian Securities and Investments Commission (ASIC).
The information and services described on this website are intended for Australian residents only and may not comply with laws or regulations in jurisdictions outside of Australia. Users accessing this site from outside Australia do so at their own risk and are responsible for compliance with local laws.
If you have a concern or complaint about our services, we encourage you to contact us directly so that we can seek to resolve the matter promptly. If we are unable to resolve your complaint to your satisfaction, you may have the right to refer the matter to the Australian Financial Complaints Authority (AFCA). For more information, visit www.afca.org.au.
We acknowledge and respect the Traditional Owners of the lands across Australia and recognise their continuing connection to Country, community, and culture. We pay our respects to Elders past and present, and we are committed to fostering inclusivity, understanding, and recognition of First Nations peoples in everything we do.