Research Policy

Introduction

Clarity and Confidence in Our Research Process

At AAA Private Wealth Advisors, investment research plays a vital role in shaping the advice we provide and the portfolios we manage. To maintain the highest standards of accuracy, transparency and independence, we operate under a formal research policy that outlines how research is conducted, reviewed and distributed.

Whether you're receiving insights through our publications, newsletters, investment commentary, or adviser conversations, you can be confident that our research is produced with rigour, ethical oversight and a clear commitment to our clients' best interests.

This policy explains the frameworks we use to manage conflicts of interest, ensure factual integrity, and remain compliant with ASIC and other relevant financial regulations.

Purpose and Scope of Research

What Our Research Covers—and Who It’s For

Our research aims to provide factual information, investment analysis and forward-looking views to support the financial decisions of:

• Individual and family investors
• Corporate clients and institutional investors
• Financial advisers using our platform or model portfolios

Topics may include:

• Company and sector analyses
• Economic updates and market outlooks
• Investment product comparisons
• Risk considerations and asset class insights

Unless otherwise specified, our research is general in nature and does not take into account your personal objectives, financial situation or needs.

Principles of Independence and Objectivity

Research You Can Trust, Free from Undue Influence

All research produced or commissioned by AAA Private Wealth Advisors adheres to strict standards of independence and impartiality.

We do not permit:

• Undisclosed influence from sales or product teams
• Research outcomes driven by commercial interests
• Promotional materials disguised as objective analysis

Our internal research analysts and external partners are required to:

• Base conclusions on verified sources and factual data
• Declare any potential conflicts of interest
• Separate editorial functions from commercial relationships

Where appropriate, disclosures are made regarding:

• Analyst shareholdings or relationships
• Corporate actions or remuneration that may influence opinion
• Affiliations between AAA Private Wealth Advisors and covered entities

Regulatory Compliance and Transparency

We Follow the Rules—And Share Them Clearly

Our research practices comply with relevant regulatory obligations including:

• SIC Regulatory Guide 79 (RG 79) – Research report standards
• AFSL licence conditions – Regarding advice and disclosure
• Australian Financial Services laws – On independence, honesty and fairness

We are also committed to aligning with industry best practices, such as the Financial Services Council (FSC) Research Governance Guidelines.

Where a piece of research constitutes general or personal advice, it will be clearly labelled and include the appropriate disclosures and disclaimers.

Conflicts of Interest Management

Acting in Your Best Interests, Without Compromise

Conflicts of interest can arise when research activities intersect with other business functions. AAA Private Wealth Advisors has internal policies to identify, monitor and manage potential conflicts. These include:

• Physical and procedural separation of research teams from investment and sales divisions
• Mandatory conflict declarations by research contributors and stakeholders
• Review committees to assess material prior to publication when risks are identified
• Disclosure statements on published reports or investment summaries

We take all reasonable steps to ensure that any real or perceived conflict is disclosed and addressed appropriately, so clients can make informed decisions with full context.

Accuracy, Integrity and Source Verification

A Rigorous Process Backed by Quality Control

All research published by AAA Private Wealth Advisors is prepared using reputable, up-to-date data sources and undergoes internal review to ensure:

• Accuracy and relevance
• Logical, evidence-based conclusions
• Appropriate tone and presentation for the intended audience
• Compliance with applicable regulations and internal style guidelines

We cite sources wherever possible and distinguish between fact, opinion and forecast to help readers assess the reliability of the content.

Use and Distribution of Research

How Our Insights Are Shared With You

Our research is shared across a variety of platforms, including:

• Client and adviser portals
• Email newsletters and market updates
• One-on-one consultations with our advisers
• Investment reports and model portfolio briefings

All clients are welcome to access publicly available research, and additional insights may be provided in the context of a personalised advisory relationship.

We do not permit third-party redistribution or republication of our research materials without prior written permission.

Updating and Reviewing Our Research Policy

Staying Aligned With Changing Standards

This research policy is reviewed periodically to ensure compliance with updated legal, regulatory and industry standards. Any material changes to the policy or our internal research governance approach will be reflected on this page and, where applicable, communicated to clients and advisers.

Questions or Concerns
About Our Research?

We Welcome Your Feedback

If you have questions about the information we publish, concerns about objectivity, or wish to provide feedback on our research processes, we invite you to reach out. We value transparency and are always open to constructive dialogue that supports better outcomes for clients.