Disclaimer

Introduction

Transparency Begins with Clear Expectations

At AAA Private Wealth Advisors, we aim to empower clients with information, insight and tools to help guide their financial decisions. However, while we make every effort to ensure the accuracy and usefulness of the content we publish, it's important to understand that this material is provided for general information purposes only.

This disclaimer explains the nature of the information made available on our website and digital platforms, and clarifies the extent of our responsibilities and liabilities. By accessing our site or using any of our services online, you agree to the terms outlined below.

We encourage all users to seek tailored advice from qualified professionals before making any financial, legal or investment decisions.

General Information, Not Financial Advice

Educational and Informational Purposes Only

The content on this website—including articles, tools, calculators, videos, newsletters and downloads—is provided for general information only. It does not constitute:

• Financial or investment advice
• Legal, taxation or accounting advice
• A recommendation to buy or sell any financial product

Although we draw on expert insight and industry knowledge, the information presented may not consider your personal circumstances, financial goals or risk profile.

Before acting on any content found here, we strongly recommend you consult with a qualified financial adviser or relevant professional.

Investment Performance and Risk Disclosures

Past Returns Are Not Indicative of Future Results

Any reference to historical investment performance is provided as an illustration only. Past performance does not guarantee future returns. Markets fluctuate, risks change, and individual portfolio outcomes can vary significantly based on timing, strategy and broader economic factors.

Where specific products or investment strategies are mentioned, they are presented as examples—not endorsements—and should be considered within the context of full disclosure and appropriate advice.

You should carefully review product disclosure statements (PDS) or other relevant documentation before making investment decisions.

Accuracy, Timeliness and Currency of Information

We Strive for Accuracy—But It’s Not Always Guaranteed

The information presented on our website is regularly reviewed and updated, but we cannot guarantee it is always complete, current or free from errors. Some content may be subject to change without notice, particularly in response to regulatory updates or market developments.

We accept no responsibility for:

• Outdated or inaccurate content
• Typographical or technical errors
• Misinterpretation of data or third-party content

If you notice something that appears incorrect or unclear, we welcome your feedback so we can address it.

Third-Party Links and External Resources

Linked Sites Are Outside Our Control

Our website may contain links to other websites, platforms or resources that are not operated or controlled by AAA Private Wealth Advisors. These are provided for your convenience, but:

• We do not endorse the content, views or products of external sites
• We make no warranties as to the accuracy, safety or completeness of their information
• Accessing third-party websites is done at your own risk

Please review their privacy policies and disclaimers independently.

No Warranties or Representations

Use of Our Site Is at Your Own Risk

To the fullest extent permitted by law, AAA Private Wealth Advisors disclaims all warranties, express or implied, including but not limited to:

• Fitness for a particular purpose
• Accuracy, reliability or completeness of content
• Uninterrupted or error-free website operation

We do not warrant that our website or any associated server is free from viruses, bugs or other harmful components.

Limitation of Liability

We Cannot Be Held Liable for Losses Arising From Website Use

AAA Private Wealth Advisors, including its directors, employees and agents, will not be liable for any loss or damage—direct or indirect—that may arise from:

• Your reliance on any content on our site
• Delays, errors, or system interruptions
• Access to or use of third-party websites
• Technical issues or malicious code affecting your device

This includes but is not limited to financial loss, data loss, or damage to hardware or software.

Jurisdiction and Legal Standing

Australian Law Applies

This website and its content are governed by the laws of New South Wales, Australia. Any disputes or legal matters arising in relation to this site will be subject to the exclusive jurisdiction of Australian courts.

Our services are intended for Australian residents unless expressly stated otherwise. Offshore users should seek local legal and financial advice before relying on any material provided.

Changes to This Disclaimer

We'll Keep You Informed of Updates

We may update this disclaimer from time to time to reflect changes in legal obligations, services or functionality. The most recent version will always be available on our website, and your continued use of the site constitutes acceptance of these terms.

We encourage users to revisit this page periodically to remain aware of their rights and responsibilities.

Have Questions or
Need More Detail?

Let’s Keep Things Clear

If you have questions about this disclaimer or want further clarification on any of our policies, please don’t hesitate to get in touch with our compliance team or your adviser. We’re here to ensure you have the information and support you need to use our services with confidence.